My quest in life is to help buyers purchase homes the correct, safe and easy way. Let’s talk about the norm- The first thing a will buyer do is go to google and type in Denver Homes For Sale, Littleton Homes For Sale, Denver Homes, Littleton Homes, Highlands Ranch Homes For Sale or which ever city they are looking for, be it Lakewood, Arvada, Greenwood Village, Cherry Hills, Centennial, Englewood, Parker, Aurora, Wheat Ridge, Ken Caryl etc. Next they get in there car drive by the homes from the net, call the Realtor off the sign and then the rodeo begins.Very SCARY!!!! Who that Realtor representing? The seller! That doesn’t help you a bit…….
This is how it should go; Contact a qualified “experienced” lender, apply for a loan and get pre-approved. Next, hire a Realtor….. Find an experience professional, has knowledge of the local area and put him to work for you(You want someone to represent you!!!). Why not make him do all the work, It’s FREE to you. The seller pay his commission. Better yet, hire the Realtor first and he can recommend the lenders he has worked with in the past. Now it’s time to start shopping. Since we have the price range you can afford, have the Realtor pull the listings for you. Most the website are days and some are weeks behind on updating the inventory. And if you want to search the net go to www.DenverAreaRealty.com, it’s hooked directly up with the MLS.
Once you find that house, now it’s time to make that offer. Since you are pre-approved, that’s almost as good as offering cash and believe or not we are in a competitive market and you need every edge possible when there are multiple offers on the table. Are you starting to see the difference? Again I can’t emphasize enough, hire someone with a ton of experience, a top producer. You don’t want a part time house wife (For the Record- I have nothing against house wife’s, they have the hardest and most important job in the world!) or a new agent how’s going to cut their teeth on the biggest purchase of you life. Let me ask you a question, would you hire a law student right out of law school to represent you in a $250,000 lawsuit? Would you want a new doctor to operate on you? I hope you answered no, if you didn’t answer this or your answer was yes, that’s like taking a knife to a gun fight…….
Now let’s talk inspections. I run into inspectors everyday that take a couple courses join an association to get some kind of credentials. This scares me to death. Let’s talk about a real home inspector. I look for real credentials- They must be Professional Engineers, licensed and insured. Now you have an inspector. Doug Lowe, owner of Inspect Pro is the company you want to hire. He has all the qualification and a tons of experience.
Last, let’s talk about the title company. These are the people who put the deal together and close it. They also provdie your title insurance to insure you home from liens, encumbrances etc. Now there are many goods one out there, but Land Title Guarantee stands out from the crowd. And since the seller is providing the title insurance for you, you should ask your Realtor to put the title company of your choice in the contract.
Now this is just touching the surface of a real estate transaction, contact me today and let me guide you to a successful real estate transaction.
